Fractional CFO
Fractional
CFO Services for growing
businesses
Helping business owners improve profitability, strengthen cashflow, and make confident decisions without the cost of a full-time CFO.
As businesses grow, financial decisions become more complex. Cashflow pressures increase, margins become harder to manage, and growth often creates new challenges that require greater financial visibility and strategic oversight.
A Fractional CFO provides experienced financial leadership without the cost and commitment of a full-time executive. Working alongside business owners and leadership teams, I help improve profitability, strengthen cashflow, develop practical growth strategies, and provide the financial insight needed to make confident business decisions.
Whether you need ongoing support or guidance through a period of growth or change, Fractional CFO services provide the expertise, structure, and clarity needed to help your business move forward with confidence.
Book a Free Financial Health Check
Is Fractional CFO Support Right for Your Business?
Is Your Business Facing Any of These Challenges?
A Fractional CFO may be the right solution if:
✅ Revenue is growing, but profitability isn't keeping pace.
✅ Cashflow feels unpredictable and difficult to manage.
✅ You're making important decisions without reliable forecasts.
✅ You need better visibility over business performance.
✅ You're planning for growth, expansion, or investment.
✅ Your finance team is focused on reporting the past rather than helping shape the future.
✅ You need strategic financial leadership without the cost of a full-time executive.
If any of these challenges sound familiar, a Fractional CFO can help bring greater clarity, accountability, and confidence to your business.
What is a Fractional CFO?
A Fractional CFO provides senior financial leadership on a flexible basis, giving your business access to strategic expertise without the cost of a full-time executive.
Rather than focusing solely on financial reporting, a Fractional CFO helps improve decision-making, strengthen performance, manage risk, and support long-term growth
How I help Business Owners
Improve Profitability
Understand where profit is being generated, identify margin improvement opportunities, and focus on the activities that create the greatest value.
Strengthen Cashflow
Improve cashflow forecasting, working capital management, and financial visibility to reduce uncertainty.
Plan for Growth
Develop practical budgets, forecasts, and scenario plans to support investment, recruitment, and expansion decisions.
Gain Greater Financial Clarity
Transform financial information into meaningful insights that help you understand what's really happening in your business.
Make Better Business Decisions
Access a trusted adviser who can provide strategic financial insight, challenge assumptions, and support major business decisions.
Build a Stronger Business
Implement the systems, processes, reporting, and accountability frameworks needed to support sustainable growth and long-term success.
What does a Typical Engagement Include?
Every engagement is tailored to your business, however support may include:
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Monthly CFO and performance review meetings
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Cashflow forecasting and management
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Budgeting and business planning
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Financial modelling and scenario analysis
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KPI development and management reporting
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Customer and product profitability and margin analysis
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Strategic planning support
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Board and executive reporting
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Finance team mentoring and leadership
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Funding and investment support
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Business performance improvement initiatives
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Risk management and governance advice
The focus is always on helping you make better business decisions and achieve stronger business outcomes.
Why work with Stuart?
Choosing a Fractional CFO is about more than financial expertise. It's about finding a trusted adviser who understands your business and can help you achieve your goals.
When you work with Patchway, you work directly with me.
Practical Advice
I focus on clear, actionable recommendations that help drive better business outcomes, not financial jargon.
Commercial Mindset
My approach extends beyond finance to include strategy, operations, business performance, and value creation.
Senior Leadership Experience
Drawing on extensive executive and commercial leadership experience, I understand the practical challenges faced by business owners and leaders.
Trusted Partnership
I work alongside business owners and leadership teams to provide support, accountability, and confidence during key business decisions.
Flexible Support
Access CFO-level expertise tailored to your business needs, exactly when you need it..
What Clients Say
"Our team love the sessions and think and speak highly of Stu. Without doubt the sessions Stuart has created for our business are now a staple and I would have no hesitation in recommending him and Patchway to other businesses."
Phil Whitehead
Red Retail Group
Flexible Engagement Model
Every business is different, which is why Fractional CFO support is tailored to your specific needs and objectives.
Engagements can range from a few days each month through to several days each week, depending on the complexity and requirements of your business.
Some businesses engage a Fractional CFO as an ongoing strategic adviser, while others seek support through periods of growth, business transformation, succession planning, funding activities, acquisitions, or organisational change.
The benefit is simple: you gain access to experienced executive-level financial leadership when you need it, without the cost and permanence of a full-time CFO.
Ready to Gain Financial Clarity?
Whether you're looking to improve profitability, strengthen cashflow, prepare for growth, or simply make more informed decisions, Patchway can help.
Let's have a conversation about your business, your challenges, and the opportunities ahead.